DISCOVER credit card purchases at gun stores to be reported to Feds

[dyno dan]

"Credit Card Company Seeks to “Discover” (and Report) Your Gun-Related
Purchases

What’s in your wallet? If it’s a Discover credit card, be advised that
it will soon be used to monitor your gun-related purchases and
potentially report them to the government. Earlier this month,
Discover was the first major credit card issuer to announce that it
will implement a new merchant category code (MCC) created to track
purchases at gun stores with the express purpose of monitoring and
reporting to authorities any activity the company considers
“suspicious.” Discover told news outlet Reuters that it would begin
its surveillances of gun shop purchases in April.
....
Noticeably absent from Discover’s statement was any explanation of how
the company will determine which purchases are sufficiently
“suspicious” to warrant reporting or what information, if any,
customers will be provided when they have triggered an alert.

Use of the MCC can only inform a credit card company that a certain
amount of money was spent at what is considered a firearm retailer. It
cannot be used to track what was actually bought, much less determine
why the purchase was made. Thus, the program inherently poses a risk
to consumers of needlessly intrusive and harassing consequences for
completely lawful and innocent conduct."

https://www.nraila.org/articles/20230227/credit-card-company-seeks-to-discover-and-report-your-gun-related-purchases


-dan z-

[Klaus Schadenfreude]

Post by dyno dan
"Credit Card Company Seeks to “Discover” (and Report) Your Gun-Related
Purchases
What’s in your wallet? If it’s a Discover credit card, be advised that
it will soon be used to monitor your gun-related purchases and
potentially report them to the government. Earlier this month,
Discover was the first major credit card issuer to announce that it
will implement a new merchant category code (MCC) created to track
purchases at gun stores with the express purpose of monitoring and
reporting to authorities any activity the company considers
“suspicious.” Discover told news outlet Reuters that it would begin
its surveillances of gun shop purchases in April.
....
Noticeably absent from Discover’s statement was any explanation of how
the company will determine which purchases are sufficiently
“suspicious” to warrant reporting or what information, if any,
customers will be provided when they have triggered an alert.
Use of the MCC can only inform a credit card company that a certain
amount of money was spent at what is considered a firearm retailer. It
cannot be used to track what was actually bought, much less determine
why the purchase was made. Thus, the program inherently poses a risk
to consumers of needlessly intrusive and harassing consequences for
completely lawful and innocent conduct."
https://www.nraila.org/articles/20230227/credit-card-company-seeks-to-discover-and-report-your-gun-related-purchases

There is nothing they can do with the information. They won't be
"reporting" anything.